Rafiat has over 15 years experience in Banking that transverses various units from Branch Operations to Relationship Management in Public Sector, Commercial Banking where she was responsible for Customer Acquisition and Retention; Creating Quality Risk Assets and Overall Business Growth.

She started her Banking career with Habib Nigeria Bank Limited which later transformed into Bank PHB Plc. and eventually Keystone Bank. She rose to the position of Branch Manager before leaving the Banking industry to join the Folsort group as a Group Executive Director responsible for the running of Folsort Capital Limited. She currently Chairs the Board of Folsort Global Resources Limited.

Rafiat holds a B.Sc. in Actuarial Science from the University of Lagos and a Post Graduate Diploma in Business Administration from the University of Leicester, United Kingdom. She is an approved Sponsored Individual registered with the Securities and Exchange Commission (SEC).